For homeowners looking for that extra peace of mind, Spartan provides additional layers of protection.
Claim the peace of mind that comes from knowing your most valued possessions have more protection with the Spartan Enhanced Insurance Coverage, the premier protection package for your home, personal property and personal liability—at a substantially reduced cost over itemized pricing.
Increased coverage limits for personal property
Damage to personal property covered at replacement cost
All-risk coverage for personal property
Loss of the use of your residence due to power stoppage
Refrigerated property damaged as a result of interruption of power
Coverage for locks that need replacement due to lost or stolen keys
Coverage for damages caused by water back up in sewers, drains or sump pumps with nominal $250 deductible
Reimbursement of fire department service charges up to $1,000
Reimbursement for expenses incurred due to identify fraud
Personal liability coverage limits of $500,000
Medical payment coverage limits of $5,000, greatly reducing the chance of involvement in a lawsuit for an accident occurring on your property
Extension of personal liability coverage to include personal injury for which you could be legally liable
Increased coverage limit to $1,000 for damage to property of others regardless of your legal liability
Special Coverage Limits
Up to $5,000 on trailers not used with watercraft
Up to $5,000 for loss by theft and up to $2,500 for loss by misplacing or losing, of jewelry, watches, furs, and precious or semi-precious stones (not exceeding $1,000 for any one article)
Up to $5,000 for loss by theft and up to $2,500 for loss by misplacing or losing firearms (not exceeding $1,000 for any one article)
Up to $5,000 for loss by theft and up to $2,500 for loss by misplacing or losing of silverware, silver-plated ware, gold ware, gold-plated ware and pewter ware (including flatware, hollowware, tea sets, trays and trophies made of or including silver, gold or pewter)
Up to $10,000 on property on the “residence premises” used at any time or in any manner for any business purpose
Up to $1,000 on property away from the “residence premises” that can be used at any time or in any manner for any business purpose with the exception of electronic apparatus
Up to $10,000 for theft or unauthorized use of credit card or fund transfer card as well as situations that involve forgery or acceptance of counterfeit money
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Looking for an experienced guide to help you through the process? Contact one of our Agents today!
Olympus Insurance is licensed by the state of Florida. Information found on this site is intended for Florida residents only.