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Residential Condominiums
‍and Homeowners Associations

Commercial Residential Property Insurance is tailored to meet the insurance needs of property owners, board members, and property managers within communities.

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Olympus is the premier
‍Commercial Residential Partner

The Olympus commercial property policy caters to associations, Board of Directors, and Property Managers in garden-style communities, providing coverage for the commonly owned assets of the association. Additionally, Olympus has a distinct policy that covers the property owned by individual unit owners (refer to the HO6 option under Products).

Benefits of Being
an Olympus Policyholder

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Commercial Residential

Olympus prioritizes inclusions over exclusions in our approach to commercial residential coverage. We want you to be confident and trust that when life’s storms hit, we will uphold our promise to you and be there when you need us most.

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Unmatched Claims Handling

Our Elite Repair Program embodies a top-tier method for handling claims with the utmost care. Our approach is straightforward, with regular communication, and above all, every loss is managed with empathy, urgency, and expertise.

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Service

Our goal is to anticipate needs, act promptly, and provide service that surpasses your expectations.

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Longevity in the Business

As industry veterans, we are well-versed in Florida, hurricanes, roof damage, water leaks, protecting what matters, having been there for our policyholders through  97+ storms and over 21,000 claims!

Coverage
‍Details

Olympus is currently concentrating on commercial residential communities, particularly Florida Garden Style Condominiums. These properties emphasize key features such as roof shape, roof age, and overall property condition. Olympus strives to offer competitive pricing while providing broad coverage.

Olympus has more than 18 years of experience in the Florida insurance market. Although this product is a new addition to Olympus Insurance, our team is well-versed in the catastrophic-prone market. We have built strong, long-lasting relationships with agents, reinsurers, and vendors, and we provide innovative and creative solutions to support the Floridians.

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Equipment Breakdown
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Sinkhole (not available in all counties)
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Ordinance or Law
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Supplemental Coverages
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Unmatched
‍Service

We offer a range of competitively priced products and coverage options. Our aim is to deliver unmatched service for well-maintained, best-in-class buildings. We are committed to delivering our white glove claims handling when it’s needed most.

Contact one of our exclusive distribution partners to learn more about our pricing, customized coverage, and program flexibility.

Customer
‍Testimonials

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Stars
Olympus was great!

My home sustained damage during hurricane Irma. I thought dealing with the insurance company would be a complete nightmare. I was very wrong. Olympus was great! They repaired all the damage without putting up a fight or trying to nickle and dime me! It was refreshing to deal with an honest and ethical company during a stressful time.

Beau Barrett
Stars
Very professional and get all of the questions answered and problems solved

After the hurricane, through our Olympus insurance we had our roof and gutters done.The company Rellim did an amazing job! Fast and efficient. 5 stars !!!!! Zoe, was the friendly voice I heard every time I called. She went above and beyond. Very professional and get all of the questions answered and problems solved

Edward and Tina Haase
Stars
We had a wonderful experience with Olympus Insurance.

Olympus is a fantastic insurance organization operating in the most difficult state to provide property insurance, Florida. My experience with them is that they are available and respond quicker than most other Florida state insurance carriers.

dennis gagnon
Stars
I've had homeowners insurance with Olympus for a few years.

I've had homeowners insurance with Olympus for a few years. They're customer service is on point every time. Their website is not easy to navigate, but it is not difficult once the nuances are discovered. Thank you, Olympus for focusing on the customer.

Monica Bee

Other Insurance
Products

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Florida Homeowners Insurance

Floridians face unique challenges and the essential measures to secure your peace of mind. We have options for homeowners who want to protect what’s important.

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Dwelling Under Construction

For those building a new home from scratch with a General Contractor, we have the perfect solution! Our Dwelling under construction endorsement is tailored for custom homes and coastal properties, providing coverage up to $3MM (Total Insured Value).

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Florida Condo Insurance

Florida's condo living is popular, requiring specific insurance coverage. Condo owners need insurance to cover personal property not included in the association's policy. Condo insurance should protect personal belongings and include liability coverage.

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Florida Landlord/Rental Insurance

Olympus Insurance provides a comprehensive Rental Property insurance policy, also known as Dwelling Fire (DP3 form). This coverage is tailored for residential rentals, investment properties, and seasonal properties owned by individuals or other entities.

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Scheduled Personal Property Coverage

Scheduled Property Coverage is essential for property owners seeking extra protection for valuable items beyond what standard homeowners, townhouse, or condominium policies offer.

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Spartan Enhanced Coverage

Olympus provides more protection for the possessions policyholders value the most with our Spartan Enhanced Coverage Package, the ultimate protection package for their home, personal property and personal liability – all at a substantially reduced cost over itemized pricing.

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Florida Flood Insurance

Every household in Florida faces the potential of flood damage, including those in designated "low-risk" areas- we have a solution!

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Florida Townhouse Insurance

Every household in Florida faces the potential of flood damage, including those in designated "low-risk" areas- we have a solution!

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Solar Panel Endorsement Coverage

For the homeowner who has gone green with Solar! Our solar solutions include coverage for a variety of products including solar panels and solar roofs. In today's world, homes are integrating advanced solar technology, and we aim to provide coverage options for it!

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Buried Utility Line Coverage

BUL Coverage protects homeowners against the expense of costly excavation and damage to repair or replace underground utility wiring and piping.

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Equipment Breakdown

Protection sophisticated household equipment. From kitchen appliances to home entertainment equipment to air-conditioning systems, more and more of today’s homes are outfitted with sophisticated equipment. We offer equipment breakdown coverage through an optional endorsement.

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