Olympus Insurance Company offers a comprehensive Florida Rental Property insurance policy (also known as Florida Landlord Property or Dwelling Fire) that rivals the Homeowners Special Form. Our rental property coverage is designed for single-family residential rentals as well as investment and seasonal properties owned by individuals or other entities. Written on the Dwelling Fire-Form 3 or DP3 form, these policies protect the property against losses to the home structure, loss of use or rental coverage, and cover certain landlord-related liabilities. Personal property such as landlord-owned furniture and appliances is not automatically covered but this protection is available.
Olympus also offers enhancements and options that are not available with most Florida Landlord Insurance / rental property programs:
Replacement value limits up to $2 million
Optional personal property replacement cost
Short-term rental coverage for coastal or inland properties; STR coverage is weekly minimum.
Optional Ordinance or law coverage
Optional theft coverage for contents
Optional sinkhole coverage
Screen enclosures excluded but buyback available at competitive rates
Semi-annual and quarterly pay plans
Coverage for dwellings under construction
LLCs, partnerships, corporations and other entities may be written without personal or premises liability coverage
Looking for an experienced guide to help you through the process? Contact one of our Agents today!
Olympus Insurance is licensed by the state of Florida. Information found on this site is intended for Florida residents only.