How Much does it Cost to Install a Residential Pool in Florida?

How Much does it Cost to Install a Residential Pool in Florida?

Florida has a higher percentage of pools in relation to homes than any other state. In fact, two out of three homes in Coral Springs have a swimming pool for the highest percentage of pool owners for any city nationwide. If your home doesn’t have a watery retreat already, you may be wondering how much a pool in Florida costs.

Average Cost of Pool Installation in Florida

The average cost of installing an in-ground pool is between $35,380 and $65,389, with a median Miami pool installation cost average of $49,634. The size of your pool, it’s location, and the type of materials used will all affect the final cost.

• Pool size: You may want a small intimate pool or a larger pool that is appropriate for parties or swimming laps. A deeper pool will be required if you plan on a slide or diving board.
• Pool location: The further away from your house the pool is, the more expensive it will be to run plumbing to it. The type of prep required for the footing under your pool will also be a factor in cost, and the accessibility of your location from a major road can impact the expense of getting materials to the site.
• Pool materials: You can choose from concrete (gunite), vinyl, and fiberglass for your pool shells. You may choose to tile the pool interior as well. Concrete will require acid washes to prevent algae build-up and periodic replastering. Vinyl and fiberglass pools will need liners replaced about once a decade.

Pool Enclosures and Fences

Some form of barrier must be installed around a residential swimming pool according to  Florida state law. Costs for a fence average $15-$20 per linear foot, and fences typically are required to be at least four feet high. Many Floridians opt for a pool enclosure, with a sturdy frame and screen walls that prevent access from the yard or home without keyed or coded access from the house or an exterior gate.

Permits, Electrical Systems, Pumps, and Maintenance

An in-ground pool is considered a permanent addition to your home and will require a permit to have installed; you may also have to contact local utilities to ensure you avoid any lines running through your property. Plumbing and electrical will need to be run to the pool area and a pump installed. Finally, the pool will need to be filled with water and maintained properly to keep the water clean.

Insurance

Your homeowner’s insurance policy notes what happens if there is damage to your pool or enclosure. Many policies limit coverage for pool enclosures, but if you have a standard Florida homeowner’s (HO3) insurance policy with Olympus Insurance, your attached pool screen enclosure is covered at full replacement cost for both frames and screens if the damage is done by a covered peril.

An in-ground pool can be a great addition to your property, and enhance your enjoyment of Florida living year round. Ask your insurance agent what coverages are in place with your existing policy should you decide to add a pool to your home.

This article is for informational purposes only and does not form a part of, replace, change or amend any terms, conditions, provisions or language within your Olympus Insurance policy. We encourage you to read your entire policy.