Florida Landlord/Rental Insurance

Olympus Insurance Company offers a comprehensive Florida Rental Property insurance policy (also known as Florida Landlord Property or Dwelling Fire) that rivals the Homeowners Special Form. Our rental property coverage is designed for single-family residential rentals as well as investment and seasonal properties owned by individuals or other entities. Written on the Dwelling Fire-Form 3 or DP3 form, these policies protect the property against losses to the home structure, loss of use or rental coverage, and cover certain landlord-related liabilities. Personal property such as landlord-owned furniture and appliances is not automatically covered but this protection is available.

Olympus also offers enhancements and options that are not available with most Florida Landlord Insurance / rental property programs:

• Replacement value limits up to $2 million
• Optional personal property replacement cost
• Short-term rental coverage for coastal or inland properties; STR coverage is weekly minimum.
• Optional Ordinance or law coverage
• Optional theft coverage for contents
• Optional sinkhole coverage
• Screen enclosures excluded but buyback available at competitive rates
• Semi-annual and quarterly pay plans
• Coverage for dwellings under construction
• LLCs, partnerships, corporations and other entities may be written without personal or premises liability coverage