Officially, the Atlantic hurricane season runs from June 1 through November 30, when around 97% of all Atlantic tropical storms and hurricanes will occur. The 2022 Atlantic hurricane season produced a number of damaging hurricanes, particularly for the Florida Peninsula, despite its more muted statistics compared to recent years. The season produced 14 named storms, eight of which became hurricanes and two of which reached at least Category 3 status. Hurricane Ian made landfall near Costa Cayo, Florida, or near Cape Coral at Category 4 intensity on September 28, 2022.
The average season has anywhere from 10-14 named storms. This year, the NOAA predicts 12-17 named storms in 2023, click here to read more.
There is a 21% chance a major hurricane could hit the Sunshine State in any given year, and Florida has the highest risk of having a hurricane make landfall, with a 51% likelihood. Best advice? Preparation is key, as hurricanes are nothing if not unpredictable.
First, make sure you have adequate homeowners insurance. An Olympus insurance agent can help you determine the replacement cost value of your home, and you can create an inventory list to help account for all of your possessions.
Second, make sure you have flood insurance. This isn’t included in basic homeowners insurance policies and must be purchased separately. Your Olympus agent can provide you with a quote from our private market flood partner, Neptune, to protect you and your home against the risk of flood. Don’t miss the chance to purchase this important coverage before hurricane season gets fully underway.
Our policyholders can rest assured that, if a hurricane does make landfall, Olympus will be ready and prepared to assist you and your family in repairing and rebuilding your homes and your lives.
This article is for informational purposes only and does not form a part of, replace, change or amend any terms, conditions, provisions or language within your Olympus Insurance policy. We encourage you to read your entire policy.