It’s no secret that finding affordable Orlando home insurance that is also quality at the same time can be a daunting task. While Florida is a beautiful place to live, hurricanes and other natural disasters over the last decade plus have put many insurance companies out of business or forced them to raise rates to insanely high levels. In this article, you are going to discover the simple formula to solve your problems with Orlando home insurance for good. So if you’ve been looking for affordable protection on your home – the kind that will keep its promises and pay claims when you need it… …pay real close attention as you read on. The first thing you need to understand is that the insurance market in Florida is drastically different from the rest of the country. If you were residing in Wisconsin, typically the larger insurance companies will be able to offer you the best homeowners insurance rates. However, here in Florida that’s usually not the case. Why is that? Florida homeowners insurance rates tend to be higher than the rest of the country because of a higher rate of fraudulent claims made across the state. While legislative action is in progress to crack down on fraud, in the meantime rates remain high because insurance carriers are forced to either pay out on fraudulent claims or incur the cost of fighting the claims. Many of the larger insurance companies have left or are trying to leave the Florida market. This caused a whole bunch of smaller, regional companies to sprout up in a short period of time. These new companies assumed the policies left behind by the businesses that left the market. Because they didn’t underwrite those assumed policies, they were hit really badly with losses from claims. Many of them went out of business or are barely hanging on. Lastly, you should work with a licensed insurance professional who lives in Florida and has extensive experience with Orlando home insurance coverage. There are so many variables to home insurance in Florida that someone who doesn’t specialize in it can’t fully understand.
Olympus Insurance is a regional company grown organically right here in Florida. We use our vast knowledge of The Sunshine State to design policies that cover all the needs of the Orlando homeowner – whether you’re a full-time resident, a seasonal visitor, or an absentee landlord who wants to be sure that his investment is in good hands. Your coverage is backed by a company with a solid reputation and an impressive portfolio. Our experienced agents take the time to counsel you in order to suggest a policy that meets your insurance needs as well as your budgetary constraints. For Olympus customers, it’s a win-win situation! While shopping for Orlando homeowners insurance, you want to be assured that you’re getting what you have been promised. Olympus’s home insurance gives Orlando residents peace of mind, even in the tough Florida market where storms, floods, wind damage, and other natural disasters can be commonplace. Additional endorsements are available to cover all sorts of weather-related events and other perils, and claims are given quick attention, even when disaster strikes without warning. Most of all, Olympus’s attention to quality service means Orlando home insurance policy owners can rest assured that their home and their most prized possessions are safe with us! If you live in Orlando or any part of Florida for that matter, getting home insurance from Olympus is really simple. All you have to do is fill out the short form on this page to request a risk-free, no-obligation quote.